Feeling generous but strapped for cash? Don't feel guilty, get creative. Volunteer, donate your old cell phone or try one of these other no- or low-cash ways to give to charity.
By Erin Burt
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When it comes to helping others, young adults are no slouches. On average, Americans ages 18 to 24 plan to give nearly $350 to those in need over the holidays, according to a recent Deloitte & Touche survey. That's more than they plan to spend on gifts for friends and family. And young adults ages 25 to 34 expect to give about $190 to charitable causes.
But what if you've caught the spirit of the season but you're low on cash? Take heart. Even with a budget feeling the squeeze from student loans, rent, high energy bills or other holiday expenses, you can make a difference without writing a check or charging your credit card. There are plenty of alternative opportunities available if you know where to look.
Twelve ways to give:
1. Clean out your closet
2. Volunteer
3. Hold a cyber garage sale
4. Donate your old cell phone
5. Give new life to an old computer
6. Shop for a Cause
7. Click your support
8. Donate your frequent flier miles
9. Buy extra groceries
10. Be a kid again
11. Give Blood
12. Get a haircut.
Do your homework
However you choose to give, it's important to check out the charity first to make sure it is legitimate and that your money, goods or services will be used to the fullest potential. You can research an organization online through the American Institute of Philanthropy, Better Business Bureau, Charity Navigator or GuideStar. Learn more about these rating guides and what to look for when evaluating a charity.
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